The search for affordable healthexpertstips insurance in Washington should involve a rather thorough search. You are kidding yourself if you believe that quality medical insurance at an affordable price is simply going to fall in your lap. Luckily, though, the search is not as difficult as you might imagine. There are many options available to suit most any set of circumstances.
Affordable Health Insurance in Washington: Options
As you shop for affordable Washington medical insurance, you will find you are inundated with options. There are numerous medical insurance companies across the state in which you can consider. Comparing these companies and their rates will help you to find the most affordable option for you. If you are having issues with income restrictions and/or medical conditions, you should look into options offered by the state. These options were developed to offer affordable health care coverage to as many residents of Washington State as possible.
Affordable Health Insurance in Washington: Washington Health Plan
Begun in 1993, the Washington Health Plan has as its goal to offer affordable health care coverage to Washington residents by providing an alternative to private health insurance. The plan offers a choice between either $75,000 or $100,000 worth of yearly health care coverage. You choose the coverage and pay the discounted premiums associated with that coverage. Choice is the name of the game with this program, so you can choose your own physician, and you can get coverage for maternity, chronic illness, preventative care, prescription drugs, hospital and ER care, as well as imaging and lab work. All residents of Washington State are eligible as long as you are not enrolled in another state-sponsored health care program or currently institutionalized.
Affordable Health Insurance in Washington: Washington Basic Health
Washington Basic Health offers an affordable, low-cost option for health care coverage to the residents of Washington State. Qualifications include:
- Within 0 to 200 percent of federal poverty income guidelines
- Ineligible for Medicare
- Not getting benefits from Washington Medicaid
- Not in an institution at the time of enrollment
- Not enrolled in an educational institution
- Not be on a student visa
- Not enrolled in the Washington Health Plan
At times, the Washington Basic Health Plan has a waiting list. If that is the case, you will be placed on the list in the order in which you attempted enrollment. However, it is possible to by-pass the list if you meet any of the below criteria.