Owning a credit card – and a line of credit can be useful. But it also means that you have the added responsibility to protect it. Protect your “plastic” is not just about protecting it physically; it includes the security of your credit or debit buy cloned credit cards online. Do not leave “plastics” in the office, and never leave unattended your debit cards in retail or restaurant. Make sure your “plastics” and other cards to access the credit line are safe and easy for others. Many people make the common mistake of allowing agents to keep their credit cards in areas beyond their eyes. This is not normal. You can always complain and ask the shop attendant to treat or to read the map where you can watch the procedure. This will avoid any possible misuse of your “plastic”.
Never leave your credit cards and debit cards in your car. Surprisingly, a significant number of incidents of theft of “plastic” is stolen car. If you leave the card in the glove compartment of the car is never a good idea. When replacing old with new credit cards, find that old cards can be used for fraudulent use of credit line. Destroy the old cards and make sure that important information can be retrieved when you throw away.
You should never throw any material that contains information about your credit card and your credit limit. This includes your full name, address, date of birth, and basically all the details on your credit account. Your “plastic” number will be kept private. Never give it to the phone if you are unsure if the person you are talking about are credible. Generally, banks do not call you to ask for your credit or debit card information. Bank officials should have access to this information.
Today you can get your statements online via e-mail. Not only is it convenient and practical option – because you always get the card bill on time, is also environmentally friendly because it saves paper. E-statement is also a safer option, because thieves can not steal your online advertising – as long as your computer is equipped with the latest anti-virus and anti-spyware programs.